email :masudau.k@sdmcujire.in

• Masuda(2022), ‘Consumer Engagement towards E-Banking – A study with special reference to Dakshina Kannada’ Banking 4.0: Digitalization and Transformation, Jayvee Digital Publishing, ISBN:978-93-953330-1-6, Pg No-229
• “Customer Engagement towards E-Banking- A Study with Special Reference to Dakshina Kannada District” , Jayvee Digital Publishing, pp.229-240, ISBN- 978-93-953330 1-6
• “Financial Literacy among Students- A Study of Financial Knowledge and Behaviour” was published in International Journal of Cultural Studies and Social Sciences with ISSN No:2347-4777, Vol-20, Issue 02, No.06 with Impact Factor 7.138, Journal is Double-Blind, Peer-Reviewed, Refereed & Open Access, UGC CARE Listed Journal.

• Presented a paper on the topic `Impact of digital payment on rural finance – an overview` in National Level Seminar on Role of Digital Banking in Economic Development organized by Department of Commerce Nehru Memorial College, Sullia in association with MUCTA on 15-07-2022.
• Presented a paper on topic ‘Consumer Engagement towards E-Banking – A study with special reference to Dakshina Kannada’ in a two-day national level seminar organised by Department of Studies in Commerce, Davanagere University on 16-09-2022 to 17-09-2022
• Presented a paper on the topic ‘Green Marketing – A Study on Consumer Perception and Preferences’ at an International Conference organised by Vivekananda College of Engineering and Technology on 26-07-2023.
• Presented a paper on the topic ‘Student Perception towards Self-employment’ at a national-level conference on Sustainable Innovative Ideas for Global Business organised by the Department of Studies in Commerce, Davanagere University on 18th and 19th August 2023.

• National Level Seminar on Role of Digital Banking in Economic Development organized by Department of Commerce Nehru Memorial College, Sullia in association with MUCTA on 15-07-2022.
• Two-day national level seminar organised by Department of Studies in Commerce, Davanagere University on 16-09-2022 to 17-09-2022
• International Conference “Drishti” organised by Vivekananda College of Engineering and Technology on 26-07-2023.
• National-level conference on Sustainable Innovative Ideas for Global Business organised by the Department of Studies in Commerce, Davanagere University on 18th and 19th August 2023.
• Participated in FDP on ‘Contemporary issues in taxation, investment, banking and analytics’ organised by IQAC of Milagris College, Hampanakatta, Padua College, Mangalore and GFGC Kavoor from 10th April to 14th April 2023.
• Participated in the Seven-day Virtual National Level Faculty Development Program on “RESEARCH METHODOLOGY” organized by the Department of Commerce, PPG College of Arts and Science, Coimbatore held from 12th December – 19th December 2022.
• Participated in ‘National Webinar on Entrepreneurship Skills’ organised by Smt. Bangaramma Sajjan Arts, Commerce & Science College for Women, Vijayapur on 26 July 2023.
• Participated in One Week National Lvel FDP on Business Analytics Through SPSS on 10/10/2023 to 14/10/2023, organised by Ashoka Women’s Engineering College(Autonomous), Kurnool.
• Participated in Three-Days International Online Faculty Development Program Titled `Equipping Educators with Research Methodology, Investment and Technology` from 19/10/2023 to 21/10/2023, organised by St.Anne`s Degree College & PG Center, Kodagu,
• Presented Paper titled “Impact of Digital Payment on Rural Finance- An Overview” in National Level One Day Conference held at Nehru Memorial College, Sullia on 15th July 2021.
• Presented Paper titled “Customer Engagement towards E-Banking- A Study with Special Reference to Dakshina Kannada District” in Two Days National Level Conference on Banking 4.0: Digitalisation and Transformation organised by the Department of Studies in Commerce, Davanagere University, Shivanagangothri, Davanagere on 16th and 17th September 2022.
• Presented Paper titled “Green Marketing-A Study on Consumer Perception and Preferences” in International Conference ‘DRISHTI-2023’ held on 26th July 2023 at Vivekanada College of Engineering & Technology (VCET), Putturu.
• Presented Paper titled “Students Perception towards Self-employment” in Two Day National Seminar on ‘Sustainable Innovative Ideas for Global Business’ organised by the Department of Studies in Commerce, Davanagere University, Shivanagangothri, Davanagere on 18th and 19th August 2023.
• Participated in “Students National Conference (STUNA 2023)- Shaping Tomorrow’s Leaders For 21st Century Knowledge Era” held at Manasagangothri, Mysuru on 15th December ,2023
• Presented Paper titled “The Future of Work in the era of Artificial Intelligence” in One Day National Level Conference on Viksit Bharath @ 2047-Problems and Prospects, organised by the Department of Economics and Rural Development held at SDM College (Autonomous), Ujire on 03/02/2024.
• Presented Paper titled “Financial Literacy among Students- A Study on Financial Knowledge and Behaviour” in the Two-Day International Conference organised by the Department of Commerce MGM College, Udupi on 13th and 14th June, 2024.
• Presented a research paper titled “Empowering Women, Strengthening Communities: Financial Literacy Among Rural Muslim Women in Dakshina Kannada, Karnataka” in 2 Days International Conference organised by the Rajasthan Police Academy, BORDERMAN and Nirvan University Jaipur on 26th and 27th of July 2024.

FDPs and Webinars attended:

• Participated in 5 days of National Level FDP on “Cryptocurrency, Blockchain & Cyber Security” organized by the Department of Commerce and Department of Computer Science, KMM College of Arts and Science, Thrikkakara from 12th September 2022 to 16th September 2022.
• Participated in the 10-day National Level Faculty Refresher Program ‘Teaching Strategies, Methodologies, and Technologies in HEI’s” organized by IOT Academy from 19th to 30th September 2022.
• Participated in a Ten-day (35-hour) National Level Online Faculty Development Programme on Social Science Research and Professional Development of Teachers conducted by Shree Durgaparameshwari Temple First Grade College, Kateel held from 27-10-2022 to 05-11-2022.
• Participated in a Seven-day virtual National Level Faculty Development Program on ” Research Methodology” organized by the Department of Commerce, PPG College of Arts and Science, Coimbatore held during 12th December to 19th December 2022.
• Participated in FDP on ‘Contemporary issues in taxation, investment, banking and analytics’ organized by IQAC of Milagris College, Hampankatta, Padua College Mangalore and GFGC Kavoor from 10th April to 14th April 2023.
• Participated in National Webinar on Entrepreneurship Skills” organised by Smt.  Bangaramma Sajjan Arts, Commerce & Science College for Women, Vijayapur on 26th July 2023.
• Participated in One Week National Level FDP on Business Analytics Through SPSS on 10-14th October 2023 organised by Ashoka Women’s Engineering College (Autonomous) Kurnool.
• Participated in Three Days International Online FDP on ‘Equipping Educators with Research Methodology, Investment and Technology’ organised by St. Anne’s Degree College & PG Center from 19th October 2023 to 21st October 2023.
• Participated in One Day National Level FDP on “Engage to Educate: The Exeriential Learning Pedagogy Tool” organised by the Department of B.Voc in Retail and Supply Chain Management, SDM College(Autonomous), Ujire on 18th April 2024.
• Participated in IP Awareness/Training Programme under National Intellectual Property Awareness Mission organised by the Intellectual Property Office, India on 6th August 2024.

SWAYAM Course:

• Research Methodology: 8-week course- February to April 2024
• Business Statistics: 12 week course – January to April 2024